2 Lothrop St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 2 Lothrop St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,666 sqft Living Area
Lot Size	8,999 sqft (0.207 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$8,394.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:010-F B:0004 L:0005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 LOTHROP ST, SAUGUS, MA 01906-2212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	2 LOTHROP ST, SAUGUS, MA 01906-2212
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041387-258
Date	Jan 05, 2023
Book Page	41387/258
Instrument	20230105002980

Lender

Name	WAKEFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,394.00 (+2.28%)	$786,000 (+2%) Land $329,300 Building $456,700	$805,790
2024	$8,207.00 (+3.26%)	$770,600 (+9.17%) Land $320,400 Building $450,200
2023	$7,948.00	$705,900 Land $280,400 Building $425,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-F B:0004 L:0005`
Alternative APNs	`M:010=F B:0004 L:0005` `8447028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,666 sqft Living Area
Gross Area	5,990 sqft Gross Area
1st Floor	1,080 sqft 1st Floor
Basement Area	1,080 sqft Basement
Unfinished Basement	1,080 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	8447028
Street Address	2 LOTHROP ST
City	SAUGUS
State	MA
Zip	01906-2212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	3
Census Block	3033
Census Tract	208302