Buncombe County property record for 2 Lora Ln, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,723 sqft · built 1956 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Aug 2022) |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3027067-2020-20 |
| Primary APN | 3027067-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,723 sqft Living Area |
| Gross Area | 3,316 sqft |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,111 sqft |
| Finished Basement | 1,111 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 57 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3027067-2020-20 |
|---|---|
| Street Address | 2 LORA LN |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | UBDIV: BLOCK: LOT: 1 SECTION: PLAT: 0174-0129 |
| Legal Subdivision | COVEWOOD SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2102 |
2 Lora Ln is owned and occupied by two individuals who bought it in August 2022.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 LORA LN, ASHEVILLE, NC 28803-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Warranty Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP INC |
| Jan 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on File |
| Deed Sale | Aug 8, 2022 · Amount on File |
| Deed Book / Page | 6247 / 97 |
| Prior Transfer Date | Jan 7, 2020 |
| Prior Transfer Doc | 0058521200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 8, 2022 |
| Property Address | 2 LORA LN, ASHEVILLE, NC 28803-9684 |
| Document Number | 0062470097 |
| Book / Page | 6247 / 97 |
| Map Reference | MB 174 PG 129 |
| Instrument Date | Aug 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 COVEWOOD TRL, 308, ASHEVILLE, NC 28805-1017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2 LORA LN, ASHEVILLE, NC 28803-9684 |
| Document Number | 0062470100 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 6247/100 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NORWELL, MA 02061 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 9, 2020 |
| Property Address | 2 LORA LN, ASHEVILLE, NC 28803-9684 |
| Document Number | 0058521200 |
| Book / Page | 005852 / 001200 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 308 COVEWOOD TRL ASHEVILLE NC 288051017, ASHEVILLE, NC 28805-1017 |
The 2025 property tax bill for 2 Lora Ln was $1,987, up 7.6% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,987.00 (+7.58%) | $293,300 Land $55,200 Building $238,100 | $293,300 Land $55,200 Building $238,100 |
| 2024 | $1,847.00 (+4.94%) | ||
| 2023 | $1,760.00 | $288,400 | $288,400 Land $55,200 Building $233,200 |
| 2021 | $293,300 Land $55,200 Building $238,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Lora Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Lora Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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