2 Lone Oak Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 2 Lone Oak Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,178 sqft · built 2004
Lot Size	0.541 acres (23,566 sqft)
Owner	2 Individual Names on Record
Tax Bill	$19,267 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00703-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`02-00703-0000-00011`
Alternative APN	`0200013000000010`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,178 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Construction Type	Frame
Lot Area	23,566 sqft (0.541 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200013000000010
Street Address	2 LONE OAK RD
City	BASKING RIDGE
State	NJ
Zip	07920-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	703
Legal Lot Number	11
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3008
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 LONE OAK RD, BASKING RIDGE, NJ 07920-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEAPACK GLADSTONE BANK
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 LONE OAK RD, BASKING RIDGE, NJ 07920-1613
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LONE OAK RD, BASKING RIDGE, NJ 07920-1613

Mortgage

Document Number	0000005979
Date	Jan 27, 2021
Book Page	7302/1637
Instrument	2021005979

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 LONE OAK RD, BASKING RIDGE, NJ 07920-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041851
Date	Sep 10, 2020
Book Page	7247/1924
Instrument	2020041851

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 LONE OAK RD, BASKING RIDGE, NJ 07920-1613
Document Number	0000007141
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LONE OAK RD BASKING RIDGE NJ 079201613, BASKING RIDGE, NJ 07920-1613

Mortgage

Document Number	0000007141
Date	Feb 23, 2018
Book Page	007026/001377
Instrument	7141

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 22, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,234,500 (+8.16%) Land $378,700 Building $855,800	$1,234,500 (+8.16%) Land $378,700 Building $855,800
2025	$19,267.00 (+6.57%)	$1,141,400 (+19.49%) Land $365,200 Building $776,200	$1,141,400 (+19.49%) Land $365,200 Building $776,200
2024	$18,079.00 (+4.43%)
2023		$955,200 Land $273,400 Building $681,800	$955,200 Land $273,400 Building $681,800
2022	$17,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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