2 Lombardy Dr, Middletown, MD 21769 Property Records

Frederick County property record for 2 Lombardy Dr, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 1966
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$499,999 (Jun 2026)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-140946`

Property Details

APN / Parcel Number

Primary APN	`03-140946`
Alternative APNs	`3140946` `140946`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	130 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	140946
Street Address	2 LOMBARDY DR
City	MIDDLETOWN
State	MD
Zip	21769-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 SEC 1 109X 130 E/S LOMBARDY DR. WOODMERE SOUTH
Legal Subdivision	WOODMERE SOUTH
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4007
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Lombardy Dr is owned and occupied by an individual who bought it in June 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2 LOMBARDY DR, MIDDLETOWN, MD 21769-7809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 23, 2018	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Apr 23, 2018 · Amount on File
Deed Book / Page	17936 / 458
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2026
Property Address	2 LOMBARDY DR, MIDDLETOWN, MD 21769-7809
Document Number	1793000458
Book / Page	17936 / 458
Instrument Date	Jun 17, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504,998.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 LOMBARDY DR, MIDDLETOWN, MD 21769-7809

Mortgage

Document Number	1793000466,
Date	Jun 29, 2026
Book Page	17936/466

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 23, 2018
Property Address	2 LOMBARDY DR, MIDDLETOWN, MD 21769-7809
Document Number	0123760297
Book / Page	12376 / 0297
Map Reference	MB04 PG152
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LOMBARDY DR, MIDDLETOWN, MD 21769-7809

Mortgage

Document Number	0012376304
Date	Apr 23, 2018
Instrument	12376/304

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 2 Lombardy Dr was $4,379, up 6.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,700 (+9.99%) Land $94,500 Building $324,200	$418,700 (-) Land $94,500 Building $324,200
2025	$4,379.00 (+6.44%) Homeowner's exemption	$380,667	$418,700 Land $94,500 Building $324,200
2024	$4,114.00 (+7.81%)
2023	$3,816.00 Homeowner's exemption	$304,600 Land $78,800 Building $225,800	$304,600 Land $78,800 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Lombardy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Lombardy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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