Suffolk County and Riverhead Town property record for 2 Locust St, Hampton Bays, NY 11946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1968 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,994 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 473000 87.-1-35 |
| Primary APN | 473000 87.-1-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,113 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Covered Porch |
| Porch Area | 261 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 26 |
|---|---|
| Street Address | 2 LOCUST ST |
| City | HAMPTON BAYS |
| State | NY |
| Zip | 11946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 |
| Legal Description | *877 LOT 2 OCK-A-BOCK |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 169906 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 114, AQUEBOGUE, NY 11931-0114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 14, 2026 |
| Property Address | 2 LOCUST ST, RIVERHEAD, NY 11901-1083 |
| Document Number | 0000006361 |
| Book / Page | 1032 / 1808 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266361 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 LOCUST ST, RIVERHEAD, NY 11901-1083 |
| Document Number | 0000006361, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 1032/1808 |
| Instrument | 20266361 |
| Name | JPMORGAN CHASE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,300 (-) Land $11,400 Building $42,900 | $665,441 (+13.85%) Land $139,706 Building $525,735 | |
| 2024 | $8,994.00 | ||
| 2023 | $54,300 Land $11,400 Building $42,900 | $584,500 Land $122,713 Building $461,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 15 (1992–2012) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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