Middlesex County and Watertown City property record for 2 Locust Ln, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,724 sqft · built 1989 |
| Lot Size | 7.87 acres (342,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Dec 1998) |
| Tax Bill | $9,322 (2026) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 880224-15 |
| Primary APN | 880224-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,390 sqft |
| Basement Area | 589 sqft |
| Unfinished Basement | 589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 342,916 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7998 |
|---|---|
| Street Address | 2 LOCUST LN |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1733 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CR |
| Legal Subdivision | SIENA VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 2402 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 370101 |
2 Locust Ln, a condominium, is owned and occupied by two individuals who bought it in December 1998.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 LOCUST LN, WATERTOWN, MA 02472-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1998 · Amount on File |
| Deed Sale | Dec 1, 1998 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 2 LOCUST LN, WATERTOWN, MA 02472-1733 |
| Document Number | 0000079955 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000079955 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 79955 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2 Locust Ln was $9,322, up 9.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,322.00 (+9.54%) | $764,100 (+4.87%) Building $764,100 | $729,980 (-) |
| 2025 | $8,510.00 (+14.11%) | $728,600 (+14.31%) Building $728,600 | $729,980 (+7.48%) |
| 2024 | $7,458.00 (-12.58%) | $637,400 (+1.46%) Building $637,400 | $679,155 |
| 2023 | $8,531.00 | $628,200 Building $628,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Locust Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2 Locust Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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