2 Locust Ct, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 2 Locust Ct, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,810 sqft · built 1987
Lot Size	0.926 acres (40,328 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Apr 2020)
Tax Bill	$13,388 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00085-12-00010`

Property Details

APN / Parcel Number

Primary APN	`17-00085-12-00010`
Alternative APNs	`1700085001200010` `4031330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
1st Floor Area	1,568 sqft
Upper Floors Area	1,242 sqft
Basement Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	40,328 sqft (0.926 acres)
Lot Dimensions	185 ft deep x 218 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	414 sqft
Patio Area	444 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	4031330
Street Address	2 LOCUST CT
City	FREEHOLD
State	NJ
Zip	07728-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Subdivision	FREEHOLD REALTY ASSOC
Legal Block	85.12
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1001
Census Tract	810505

Owner

2 Locust Ct is owned and occupied by two individuals who bought it in April 2020.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 LOCUST CT, FREEHOLD, NJ 07728-2958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on File
Deed Sale	Apr 23, 2020 · Amount on File
Prior Sale	Sep 10, 2015 · Amount on File
Deed Document Number	202041985
Deed Book / Page	9409 / 814
Record Updated	Sep 20, 2026

April 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 23, 2020
Property Address	2 LOCUST CT, FREEHOLD, NJ 07728-2958
Document Number	0000041985
Book / Page	009409 / 000848
Instrument Date	Apr 13, 2020
Instrument	41985
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	FWG NATIONAL TITLE INSURANCE COMPANY, FWG NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 LOCUST CT FREEHOLD NJ 077282958, FREEHOLD, NJ 07728-2958

Mortgage

Document Number	42004
Date	Apr 23, 2020
Book Page	009409/000848
Instrument	42004

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Locust Ct was $13,388, up 3.9% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,500 (+2.91%) Land $339,200 Building $470,300	$809,500 (+2.91%) Land $339,200 Building $470,300
2025	$13,388.00 (+3.89%)	$786,600 Land $329,200 Building $457,400	$786,600 Land $329,200 Building $457,400
2024	$12,887.00
2023		$682,200 Land $259,600 Building $422,600	$682,200 Land $259,600 Building $422,600
2022	$12,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Locust Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Locust Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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