Rensselaer County and Troy City property record for 2 Locust Ave, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,624 sqft · built 1890 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Oct 2025) |
| Tax Bill | $6,115 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| APN | 381700 112.41-5-12 |
| Primary APN | 381700 112.41-5-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 804 sqft |
| 2nd Floor Area | 820 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 127 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 540 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0508660 |
|---|---|
| Street Address | 2 LOCUST AVE |
| City | TROY |
| State | NY |
| Zip | 12180-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 2 STY FR HSE & CEMENT GAR 490-26 9-08/18 |
| Legal Block | 5 |
| Legal Lot Number | 12.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 41200 |
2 Locust Ave is owned by an individual who bought it in October 2025.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2365 BURDETT AVE, TROY, NY 12180-2408 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Jan 5, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO |
| Aug 20, 2019 | Grant Deed, Transfer HOMESTEAD FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Jan 5, 2022 · Amount on File |
| Deed Book / Page | 11085 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Oct 9, 2025 |
| Property Address | 2 LOCUST AVE, TROY, NY 12180-5124 |
| Document Number | 0110850281 |
| Book / Page | 11085 / 281 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025-662287 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2365 BURDETT AVE, TROY, NY 12180-2408 |
| Document Number | 2025662288 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-662288 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 5, 2022 |
| Property Address | 2 LOCUST AVE, TROY, NY 12180-5124 |
| Document Number | 0098870092 |
| Book / Page | 9887 / 92 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022-603139 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 PINEVIEW AVE, TROY, NY 12180-6650 |
| Document Number | 2022603140 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-603140 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 20, 2019 |
| Property Address | 2 LOCUST AVE, TROY, NY 12180-5124 |
| Document Number | 0000555824 |
| Book / Page | 008920 / 000101 |
| Instrument Date | May 29, 2019 |
| Instrument | 555824 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 159 2ND ST #3F TROY NY 121804495, 3F, TROY, NY 12180-4495 |
| Document Number | 555825 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 008920/000104 |
| Instrument | 555825 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Amount | Amount on Record |
|---|
| Document Number | 555826, |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 008920/000109 |
| Instrument | 555826 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 2 Locust Ave was $6,115, down 22.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,115.00 (-22.07%) | ||
| 2025 | $7,847.00 | $168,000 (-) Land $12,000 Building $156,000 | $287,700 (+11.3%) Land $20,550 Building $267,150 |
| 2024 | $168,000 (-) Land $12,000 Building $156,000 | $258,500 (+7.71%) Land $18,464 Building $240,036 | |
| 2023 | $168,000 (-) Land $12,000 Building $156,000 | $240,000 (+8.57%) Land $17,143 Building $222,857 | |
| 2022 | $7,611.00 | $168,000 Land $12,000 Building $156,000 | $221,053 Land $15,789 Building $205,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 2 Locust Ave.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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