2 Lilac Cir, Derby, CT 06418 Property Records

Derby City property record for 2 Lilac Cir, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,564 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,700 (May 2006)
Tax Bill	$16,392 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:4 B:7 L:149`

Property Details

APN / Parcel Number

Primary APN	`DERB M:4 B:7 L:149`
Alternative APNs	`005820` `10409` `5820`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	2,564 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5820
Street Address	2 LILAC CIR
City	DERBY
State	CT
Zip	06418-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	7
Legal Lot Number	149
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2000
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 LILAC CIR, DERBY, CT 06418-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 23, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2006 · Amount on Record
Deed Sale	May 15, 2006 · Amount on Record
Deed Book / Page	487 / 271
Last Transfer Date	Sep 16, 2022
Transfer Doc	00000896-1
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	2 LILAC CIR, DERBY, CT 06418-2261
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000958-43
Date	Oct 31, 2025
Book Page	958/43
Instrument	1284

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Nov 23, 2022
Property Address	2 LILAC CIR, DERBY, CT 06418-2261
Document Number	00000896-1
Book / Page	896 / 1
Instrument Date	Sep 16, 2022
Instrument	1885
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LILAC CIR, DERBY, CT 06418-2261

Mortgage

Document Number	0000001886
Date	Nov 23, 2022
Instrument	1886

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,392.00 (+39.53%)	$426,440 (+56.81%) Land $57,890 Building $368,550	$557,778 (+193%)
2025	$11,748.00	$271,950 (-) Land $56,250 Building $215,700	$190,365 Land $39,375 Building $150,990
2024	$11,748.00 (+11.92%)
2023	$10,497.00	$271,950 (-) Land $56,280 Building $215,670
2022	$10,497.00	$271,950 Land $56,280 Building $215,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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