2 Lewis St, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 2 Lewis St, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,558 sqft · built 1951
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Oct 2024)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Mar 2022 Refinance Aug 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`082201 265.1-7-12`

Property Details

APN / Parcel Number

Primary APN	`082201 265.1-7-12`
Alternative APNs	`220126510000070120000000` `0210137`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	116 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0210137
Street Address	2 LEWIS ST
City	BAINBRIDGE
State	NY
Zip	13733-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	7
Legal Lot Number	12.000
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2065
Census Tract	970901

Owner

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 ALGERINE ST, AFTON, NY 13730-2204
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit SFCU
Jan 6, 2022	Warranty Deed, Transfer
Jan 7, 2019	Grant Deed, Transfer
Jan 7, 2019	Grant Deed, Transfer CSC ERECORDING
Aug 29, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	20242024-00001657
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0000001250
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	2 LEWIS ST, BAINBRIDGE, NY 13733-1202
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000000637
Date	Mar 17, 2022
Instrument	20220-00000637

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	2 LEWIS ST, BAINBRIDGE, NY 13733-1202
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000001205
Date	Aug 1, 2023
Instrument	20230-00001205

Lender

Name	SFCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jan 6, 2022
Property Address	2 LEWIS ST, BAINBRIDGE, NY 13733-1202
Document Number	2022000000019
Instrument Date	Dec 30, 2021
Instrument	20220-00000019
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 ACKLEY AVE, JOHNSON CITY, NY 13790-2825

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Jan 7, 2019
Property Address	2 LEWIS ST, BAINBRIDGE, NY 13733-1202
Document Number	0000000024
Instrument Date	Dec 27, 2018
Instrument	24
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$82.80
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 POPLAR HILL RD BINGHAMTON NY 139016035, BINGHAMTON, NY 13901-6035

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Jan 7, 2019
Property Address	2 LEWIS ST, BAINBRIDGE, NY 13733-1202
Document Number	0000000D24
Instrument Date	Dec 7, 2018
Instrument	D24
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	CSC ERECORDING

Transaction

Amount	Amount Recorded
Tax	$82.80
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 POPLAR HILL RD BINGHAMTON NY 139016035, BINGHAMTON, NY 13901-6035

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 29, 2018
Property Address	2 LEWIS ST, BAINBRIDGE, NY 13733-1202
Document Number	0000001250
Instrument Date	Aug 3, 2018
Instrument	1250
Transaction Type	Foreclosure
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$339.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS ROAD STE200A ANAHEIM CA 92806, ANAHEIM, CA 92806

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Municipality	Bainbridge Village
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+1.75%)
2025	$4,120.00	$85,100 (-) Land $14,400 Building $70,700	$125,147 (+17.65%) Land $21,176 Building $103,971
2023		$85,100 (-) Land $14,400 Building $70,700	$106,375 (+8.75%) Land $18,000 Building $88,375
2022		$85,100 Land $14,400 Building $70,700	$97,816 Land $16,552 Building $81,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE VILLAGE serves 1,550 people · EPA ID NY0801739
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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