2 Lema Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 2 Lema Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,466 sqft · built 2022
Lot Size	0.342 acres (14,941 sqft)
Owner	Individual Name on File
Last Sale	$337,808 (Aug 2022)
Tax Bill	$3,603 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7037-01510-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7037-01510-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,466 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,941 sqft (0.342 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2 LEMA PL
City	PALM COAST
State	FL
Zip	32137-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 37 BLOCK 00151 LOT 0003 SUBDIVISION COMPLETION YEAR 1982 OR 553 PG 1539 OR 799 PG 773 OR 825 PG 1098
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	151
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2011
Census Tract	60216

Owner

2 Lema Pl is owned and occupied by an individual who bought it in August 2022.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2 LEMA PL, PALM COAST, FL 32137-9714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA
Apr 27, 2021	Warranty Deed, Transfer
Mar 8, 2021	Warranty Deed, Transfer TRULY YOURS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Apr 27, 2021
Deed Document Number	2022043241
Deed Book / Page	2717 / 929
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 25, 2022
Property Address	2 LEMA PL, PALM COAST, FL 32137-9714
Document Number	0027170929
Book / Page	2717 / 929
Map Reference	MB 13 PG 1-29
Instrument Date	Aug 23, 2022
Instrument	2022043241
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2024
Title Company	AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LEMA PL, PALM COAST, FL 32137-9714

Mortgage

Document Number	0002717931
Date	Aug 25, 2022
Instrument	2717/931

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 27, 2021
Property Address	2 LEMA PL, PALM COAST, FL 32137-9714
Document Number	0025550296
Book / Page	2555 / 296
Map Reference	MB 13 PG 1-29
Instrument Date	Apr 19, 2021
Instrument	2021022674
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 BARBERA LN, PALM COAST, FL 32137-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 8, 2021
Property Address	2 LEMA PL, PALM COAST, FL 32137-9714
Document Number	0025350657
Book / Page	2535 / 657
Map Reference	MB 13 PG 1-29
Instrument Date	Mar 5, 2021
Instrument	2021011989
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BARBERA LN, PALM COAST, FL 32137-8838

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$256,706	$383,853 Land $56,000 Building $327,853
2023	$3,603.00 (+299%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$242,205 (+409.91%)	$372,253 (+683.69%) Land $47,000 Building $325,253
2022	$903.00	$47,500 Land $47,500	$47,500 Land $47,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Lema Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Lema Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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