2 Laurel Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 2 Laurel Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (Nov 2021)
Tax Bill	$5,600 (2025)
Deeds & Mortgages	Aug 2023 Refinance Nov 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0008 B:0059 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0008 B:0059 L:000`
Alternative APN	`1063`

Exterior

Lot Area	4,356 sqft (0.1 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	1063
Street Address	2 LAUREL AVE
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Block	59
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1060
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1336 MAGNOLIA AVE, ANNAPOLIS, MD 21403-4914
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN HERITAGE BANK
Nov 18, 2021	Quit Claim Deed, Transfer · Construction Mortgage ABL RPC RES CREDIT AC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20219311
Deed Book / Page	1603 / 1098
Prior Transfer Date	Oct 23, 2021
Prior Transfer Doc	0000009311
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	2 LAUREL AVE, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001662-783
Date	Aug 28, 2023
Book Page	1662/783
Instrument	4126

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Nov 18, 2021
Property Address	2 LAUREL AVE, OAK BLUFFS, MA 02557
Document Number	01603-1098
Book / Page	1603 / 1098
Instrument Date	Oct 23, 2021
Instrument	9311
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1336 MAGNOLIA AVE, ANNAPOLIS, MD 21403-4914

Mortgage

Document Number	001605-821
Date	Dec 3, 2021
Book Page	1605/821
Instrument	9680

Lender

Name	ABL RPC RES CREDIT AC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,600.00 (+1.45%)	$1,109,000 (+5.08%) Land $548,000 Building $561,000	$1,347,452
2024	$5,520.00 (+2.81%)	$1,055,400 (+3.79%) Land $498,000 Building $557,400
2023	$5,369.00	$1,016,900 Land $443,600 Building $573,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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