2 Latimer Ct, Waterford, CT 06385 Property Records

Waterford Town property record for 2 Latimer Ct, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,064 sqft · built 1970
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2025)
Tax Bill	$7,481 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WATE M:52 L:3903`

Property Details

APN / Parcel Number

Primary APN	`WATE M:52 L:3903`
Alternative APNs	`WFRD M:52 L:3903` `0349400` `349400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	4,101 sqft
Basement Area	386 sqft
Unfinished Basement	386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	349400
Street Address	2 LATIMER CT
City	WATERFORD
State	CT
Zip	06385-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	3903
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2010
Census Tract	693700

Owner

2 Latimer Ct is owned by two individuals who bought it in September 2025.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 BELLEVUE PL, NEW LONDON, CT 06320-4702
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 3, 2025	Warranty Deed, Transfer · Line of Credit CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jun 7, 2002 · Amount on File
Deed Document Number	2025179259
Deed Book / Page	1882 / 523
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	2 LATIMER CT, WATERFORD, CT 06385-4132
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001733-189
Date	Aug 19, 2021
Book Page	1733/189
Instrument	162067

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2026
Index	Other

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	2 LATIMER CT, WATERFORD, CT 06385-4132
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001759-343
Date	Jan 10, 2022
Book Page	1759/343
Instrument	164029

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	2 LATIMER CT, WATERFORD, CT 06385-4132
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001688-38
Date	Jan 5, 2021
Book Page	1688/38
Instrument	158002

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Sep 3, 2025
Property Address	2 LATIMER CT, WATERFORD, CT 06385-4132
Document Number	001882-523
Book / Page	1882 / 523
Instrument Date	Aug 29, 2025
Instrument	179259
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BELLEVUE PL, NEW LONDON, CT 06320-4702

Mortgage

Document Number	0000179260
Date	Sep 3, 2025
Instrument	179260

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2 Latimer Ct was $7,481, up 37.8% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,481.00 (+37.77%)	$304,840 (+31.15%) Land $71,570 Building $233,270	$535,622 (+229.19%)
2025	$5,430.00	$232,440 Land $71,570 Building $160,870	$162,708 Land $50,099 Building $112,609
2024	$5,430.00 (+10.19%)
2023	$4,928.00	$232,440 Land $71,570 Building $160,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Latimer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Latimer Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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