2 Lantern Ln, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2 Lantern Ln, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 1997
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Company Names on Record
Last Sale	$75,000 (Aug 1995)
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`103-08`

Property Details

APN / Parcel Number

Primary APN	`103-08`
Alternative APN	`CUMB M:025 B:0480 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	4,944 sqft
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	103-08
Street Address	2 LANTERN LN
City	CUMBERLAND
State	RI
Zip	02864-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	480
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1017
Census Tract	11404

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2 LANTERN LN, CUMBERLAND, RI 02864-4249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 19, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1995 · Amount on Record
Deed Sale	Aug 30, 1995 · Amount on Record
Deed Book / Page	643 / 453
Last Transfer Date	Mar 15, 2024
Transfer Doc	001974-312
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	2 LANTERN LN, CUMBERLAND, RI 02864-4249
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002025-850
Date	Mar 19, 2026
Book Page	2025/850
Instrument	154159

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 19, 2024
Property Address	2 LANTERN LN, CUMBERLAND, RI 02864-4249
Document Number	001974-312
Book / Page	1974 / 312
Instrument Date	Mar 15, 2024
Instrument	143120
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 LANTERN LN, CUMBERLAND, RI 02864-4249

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,476.00 (+6.07%)	$609,300 (+0.46%) Land $203,900 Building $405,400
2023	$7,048.00 (+7.52%)	$606,500 (+38.69%) Land $203,900 Building $402,600
2022	$6,555.00	$437,300 Land $147,000 Building $290,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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