McLean County property record for 2 Lake Trail Rd, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,149 sqft · built 1999 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,500 (Feb 2008) |
| Tax Bill | $5,048 (2024) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-32-154-015 |
| Primary APN | 14-32-154-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 2,505 sqft |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 592 sqft |
| Finished Basement | 592 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 356 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2 LAKE TRAIL RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE RIDGE SUB 1ST ADD LOT 68 & SW8 LOT 79 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 32 |
| Legal Subdivision | LAKE RIDGE SUB |
| Legal Lot Number | 68,79 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1403 |
2 Lake Trail Rd is owned and occupied by an individual who bought it in February 2008.
Source: McLean County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 LAKE TRAIL RD, BLOOMINGTON, IL 61701-6121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit CEFCU |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit CEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2008 · Amount on File |
| Deed Sale | Feb 5, 2008 · Amount on File |
| Prior Sale | Jul 19, 2006 · Amount on File |
| Deed Document Number | 20082840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 2 LAKE TRAIL RD, BLOOMINGTON, IL 61701-6121 |
| Document Number | 0000014673 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202614673 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 LAKE TRAIL RD, BLOOMINGTON, IL 61701-6121 |
| Document Number | 0000014673, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202614673 |
| Name | CEFCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2 LAKE TRAIL RD, BLOOMINGTON, IL 61701-6121 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200015228 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-00015228 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,773 Land $10,750 Building $67,023 | $233,319 Land $32,250 Building $201,069 | |
| 2024 | $5,048.00 (+3.29%) | ||
| 2023 | $4,887.00 | $63,691 Land $8,803 Building $54,888 | $191,073 Land $26,409 Building $164,664 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Lake Trail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Lake Trail Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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