2 Lake St, Ulm, MT 59485 Property Records

Cascade County property record for 2 Lake St, Ulm, MT 59485

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,016 sqft · built 1941
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$406,381 (May 2026)
Tax Bill	$1,305 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0255663`

Property Details

APN / Parcel Number

Primary APN	`R0255663`
Alternative APNs	`02-2891-05-3-02-11-0000` `0005925200` `05925200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	496 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0005925200
Street Address	2 LAKE ST
City	ULM
State	MT
Zip	59485-9722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	S05, T19 N, R02 E, A TRACT IN SENW
Legal Range	02E
Legal Township	19N
Legal Section	05
Legal Subdivision	J L LARGENT ADDITION
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1095
Census Tract	10700

Owner

Source: Cascade County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 LAKE ST, ULM, MT 59485-9722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 19, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Deed Document Number	2026482621
Prior Transfer Date	Feb 17, 2022
Prior Transfer Doc	0000425915
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	May 5, 2026
Property Address	2 LAKE ST, ULM, MT 59485-9722
Document Number	0000482621
Instrument Date	May 4, 2026
Instrument	2026.482621
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 LAKE ST, ULM, MT 59485-9722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000482622,
Date	May 5, 2026
Instrument	2026.482622

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	2 LAKE ST, ULM, MT 59485-9722
Document Number	0000374915
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 JASPER RD GREAT FALLS MT 594045110, GREAT FALLS, MT 59404-5110

Mortgage

Document Number	0000374915
Date	Aug 20, 2019
Instrument	374915

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	GREAT FALLS, MT 59404-4109

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 19, 2021

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Dec 14, 2017
Property Address	2 LAKE ST, ULM, MT 59485-9722
Document Number	0000349008
Instrument Date	Dec 7, 2017
Instrument	349008
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3200 JASPER RD GREAT FALLS MT 594045110, GREAT FALLS, MT 59404-5110

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	2 LAKE ST, ULM, MT 59485-9722
Document Number	0000340768
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 JASPER RD GREAT FALLS MT 594045110, GREAT FALLS, MT 59404-5110

Mortgage

Document Number	0000340768
Date	Jun 12, 2017
Instrument	340768

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	GREAT FALLS, MT 59404-4109

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Secondary School District	Cascade High School District (09 - 12)
Elementary School District	Ulm Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,305.00 (-15.09%)	$220,900 (+15.65%)	$220,900 (+15.65%) Land $54,746 Building $166,154
2023	$1,537.00	$191,000	$191,000 Land $33,323 Building $157,677

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2005–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

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