2 Lake Bluff Ct, Bloomington, IL 61704 Property Records

McLean County property record for 2 Lake Bluff Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,970 sqft · built 1984
Lot Size	0.257 acres (11,176 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Mar 2017)
Tax Bill	$7,910 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-276-015`

Property Details

APN / Parcel Number

Primary APN	`21-17-276-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,970 sqft Living Area
Gross Area	4,454 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Finished Basement	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	11,176 sqft (0.257 acres)
Lot Dimensions	135 ft deep x 63 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	280 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 LAKE BLUFF CT
City	BLOOMINGTON
State	IL
Zip	61704-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BLOOMING GROVE SUB LOT 41
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	BLOOMING GROVE SUB
Legal Lot Number	41
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2023
Census Tract	2101

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 LAKE BLUFF CT, BLOOMINGTON, IL 61704-7255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRELAND FCU
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRAIRELAND FCU
Mar 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2017 · Amount on Record
Deed Sale	Mar 9, 2017 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	20174200
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2 LAKE BLUFF CT, BLOOMINGTON, IL 61704-7255
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300016770
Date	Dec 7, 2023
Instrument	2023-00016770

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2 LAKE BLUFF CT, BLOOMINGTON, IL 61704-7255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012800
Date	Jul 13, 2020
Instrument	2020-00012800

Lender

Name	PRAIRELAND FCU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Nov 1, 2048

Interest

Rate	3%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2 LAKE BLUFF CT, BLOOMINGTON, IL 61704-7255
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800011396
Date	Jul 16, 2018
Instrument	2018-00011396

Lender

Name	PRAIRELAND FCU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 9, 2017
Property Address	2 LAKE BLUFF CT, BLOOMINGTON, IL 61704-7255
Document Number	201700004200
Map Reference	DOC78-15260
Instrument Date	Feb 17, 2017
Instrument	2017-00004200
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$364.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 LAKE BLUFF CT, BLOOMINGTON, IL 61704-7255

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,438 (+24.68%) Land $24,093 Building $88,345	$337,314 (+24.68%) Land $72,279 Building $265,035
2024	$7,910.00 (+12.53%)
2023	$7,029.00	$90,184 Land $19,324 Building $70,860	$270,552 Land $57,972 Building $212,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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