2 Lafar St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 2 Lafar St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	5,392 sqft · built 2005
Lot Size	0.599 acres (26,098 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Aug 2013)
Tax Bill	$11,715 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`271-15-03-007`

Property Details

APN / Parcel Number

Primary APN	`271-15-03-007`
Alternative APN	`275-00-00-110`

Interior

Stories	1 Story
Building Area	5,392 sqft Finished Area
Gross Area	7,232 sqft
1st Floor Area	2,499 sqft
2nd Floor Area	2,893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	26,098 sqft (0.599 acres)
Garage Area	988 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	1,205 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	2 LAFAR ST
City	DANIEL ISLAND
State	SC
Zip	29492-7963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 771DANIEL ISLAND PARKPARCEL B - PHASE I
Legal Subdivision	DANIEL ISLAND PARK
Legal Phase	1
Legal Block	G
Legal Lot Number	7
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1004
Census Tract	20406

Owner

2 Lafar St is owned and occupied by an individual who bought it in August 2013.

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 LAFAR ST, DANIEL ISLAND, SC 29492-7963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Prior Sale	Sep 21, 2000 · Amount on File
Deed Document Number	201321494
Deed Book / Page	10313 / 102
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	2 LAFAR ST, DANIEL ISLAND, SC 29492-7963
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LAFAR ST, DANIEL ISLAND, SC 29492-7963

Mortgage

Document Number	04060/0981
Date	Nov 24, 2021
Book Page	4060/981
Instrument	2021055541

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Lafar St was $11,715 with a homeowner's exemption, up 18% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,851,405 (+2,399.97%) Land $738,467 Building $1,112,938	$3,197,700 (-) Land $1,330,000 Building $1,867,700
2025	$11,715.00 (+17.99%)	$74,057 (-) Land $29,539 Building $44,518	$3,197,700 (-) Land $1,330,000 Building $1,867,700
2024	$9,929.00 Homeowner's exemption	$74,057 Land $29,539 Building $44,518	$3,197,700 Land $1,330,000 Building $1,867,700
2022	$8,610.00 Homeowner's exemption	$50,508 Land $16,020 Building $34,488	$1,576,400 Land $500,000 Building $1,076,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Lafar St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 591 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	657 units insured incl. 66 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Lafar St is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20