Izard County property record for 2 Lacy St, Melbourne, AR 72556
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,300 sqft · built 1987 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000 (Mar 2013) |
| Tax Bill | $673 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2020 Mortgage + 1 more |
| APN | 512-00009-000 |
| Primary APN | 512-00009-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 676 sqft |
| Storm Shelter | Storm Shelter |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 126 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 286 sqft |
| Fence | Fence |
| Utility Building | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 512-00009-000 |
|---|---|
| Street Address | 2 LACY ST |
| City | MELBOURNE |
| State | AR |
| Zip | 72556-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:7PT SUBD:WINDSONG ACRES SEC/TWN/RNG/MER:SEC 12 TWN 16 RNG 09 |
| Legal Subdivision | WINDSONG ACRES |
| Legal Lot Number | 7PT |
| Jurisdiction | IZARD AR |
| Township / Civil Division | MILL CREEK |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 960200 |
Source: Izard County records, as of October 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 54, MELBOURNE, AR 72556-0054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FEDERAL CREDIT UNION |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTTRUST HOME LOANS INC |
| Apr 25, 2019 | Deed of Trust, Mortgage · Construction Mortgage FNBC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2013 · Amount on Record |
| Deed Sale | Mar 20, 2013 · Amount on Record |
| Prior Sale | Nov 3, 2009 |
| Deed Document Number | 0105-000761 |
| Deed Book / Page | 105 / 761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IZARD AR |
| Recording Date | Jul 13, 2026 |
| Property Address | 2 LACY ST, MELBOURNE, AR 72556-8509 |
| Document Number | 2026011505 |
| Book / Page | 2026 / 11505 |
| Instrument Date | Jul 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 LACY ST, MELBOURNE, AR 72556-8509 |
| Document Number | 2026011505, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 2026/11505 |
| Name | ARKANSAS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 26, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IZARD AR |
| Property Address | 2 LACY ST, MELBOURNE, AR 72556-8509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/6650 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 2020/6650 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | SHERIDAN, AR 72150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IZARD AR |
| Property Address | 2 LACY ST, MELBOURNE, AR 72556-8509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/04624 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 2019/04624 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Address | ASH FLAT, AR 72513 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 22, 2020 |
Source: Izard County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Izard County |
| Municipality | Melbourne City |
| Unified School District | Melbourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $673.00 (-20.64%) Homeowner's exemption | $25,510 (-) Land $1,860 Building $23,650 | |
| 2023 | $848.00 Homeowner's exemption | $25,510 Land $1,860 Building $23,650 | $127,550 Land $9,300 Building $118,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELBOURNE WATERWORKS serves 4,126 people · EPA ID AR0000256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mountain View Telephone Company Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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