2 la Jolla St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 2 la Jolla St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,449 sqft · built 2004
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on File
Last Sale$1,059,000 (May 2024)
Tax Bill$13,616 (2025)
Deeds & MortgagesMay 2024 Mortgage
May 2024 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN018-646-05

Property Details

APN / Parcel Number

Primary APN018-646-05
Alternative APN
  • 018-646-05-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,449 sqft Living Area
Gross Area2,908 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialTile
Lot Area5,358 sqft (0.123 acres)
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 LA JOLLA ST
CityWATSONVILLE
StateCA
Zip95076-6661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSEA VIEW RANCH
Legal Lot Number256
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2008
Census Tract110402

Owner

2 la Jolla St is owned and occupied by two individuals who bought it in May 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
May 10, 2024Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 26, 2022Intrafamily Transfer, Transfer
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Jun 20, 2019Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2024 · Amount on File
Deed SaleMay 10, 2024 · Amount on File
Prior SaleJun 20, 2019 · Amount on File
Deed Document Number20248794
Prior Transfer DateApr 15, 2022
Prior Transfer Doc0000013277
Record UpdatedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 10, 2024
Property Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661
Document Number0000008795
Map ReferenceMB 103 PG 33
Instrument DateMay 7, 2024
Instrument2024-0008795
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661

Mortgage

Document Number0000008796
DateMay 10, 2024
Instrument2024-0008796
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054

May 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 10, 2024
Property Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661
Document Number0000008794
Map ReferenceMB 103 PG 33
Instrument DateApr 25, 2024
Instrument2024-0008794
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,164.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 26, 2022
Property Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661
Document Number0000013277
Map ReferenceMB 102 PG 33
Instrument DateApr 15, 2022
Instrument2022-0013277
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030611
DateAug 12, 2020
Instrument2020-0030611
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 20, 2019
Property Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661
Document Number0000016869
Map ReferenceMB 103 PG 33
Instrument DateJun 18, 2019
Instrument2019-0016869
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 LA JOLLA ST, WATSONVILLE, CA 95076-6661

Mortgage

Document Number0000016870
DateJun 20, 2019
Instrument2019-0016870
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2 la Jolla St was $13,616 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,101,784 (+2%) Land $661,070 Building $440,714
2025$13,616.00 Homeowner's exemption$1,080,180 Land $648,108 Building $432,072
2023$9,576.00 (+1.79%) Homeowner's exemption$821,306 Land $410,653 Building $410,653$839,970
2022$9,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 la Jolla St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2 la Jolla St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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