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2 la Costa Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2 la Costa Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,642 sqft · built 1998
Lot Size0.31 acres (13,504 sqft)
Owner2 Company Names on Record
Last Sale$234,461 (Dec 1998)
Deeds & MortgagesAug 2026 Sale
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNA982000543

Property Details

APN / Parcel Number

Primary APNA982000543
Alternative APN
  • 2-0066-7789-00-0106.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,642 sqft Living Area
Gross Area5,586 sqft
1st Floor Area2,018 sqft
Basement Area1,544 sqft
Finished Basement1,200 sqft
Unfinished Basement344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
TerrainRolling
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA982000543
Street Address2 LA COSTA CT
CityO FALLON
StateMO
Zip63368-6647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT HUTCHINGS FARM #1 LOT 106
Legal SubdivisionVLGS AT HUTCHINGS FARM #1
Legal Lot Number106
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group2
Census Block2013
Census Tract311735

Owner

Source: St. Charles County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2 LA COSTA CT, O FALLON, MO 63368-6647
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 9, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 1998 · Amount on Record
Deed SaleDec 9, 1998 · Amount on Record
Deed Document Number199897792
Deed Book / Page2171 / 1755
Last Transfer DateAug 10, 2026
Transfer Doc0000038358
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 12, 2026
Property Address2 LA COSTA CT, O FALLON, MO 63368-6647
Document Number0000038358
Instrument DateAug 10, 2026
Instrument202638358
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address2 LA COSTA CT, O FALLON, MO 63368-6647

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2 LA COSTA CT, O FALLON, MO 63368-6647
Document Number0066941464
Book / Page006694 / 001464
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2017
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 LA COSTA CT O FALLON MO 633686647, O FALLON, MO 63368-6647

Mortgage

Document Number0066941464
DateFeb 1, 2017
Book Page006694/001464
Instrument71890
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 31, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$95,795 (+6.68%)$504,185 (+6.68%) Land $75,000 Building $429,185
2023$89,794
2022$472,602 Land $55,000 Building $417,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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