2 L M Beach Ln, Whitefish, MT 59937 Property Records

Flathead County property record for 2 L M Beach Ln, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,784 sqft · built 2019
Lot Size	12.1 acres (531,214 sqft)
Owner	Company Name on Record
Last Sale	$587,500 (Jan 2020)
Tax Bill	$11,255 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R827344`

Property Details

APN / Parcel Number

Primary APN	`R827344`
Alternative APNs	`07-4292-22-4-06-15-0000` `0000015013`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,784 sqft Living Area
1st Floor Area	1,600 sqft
2nd Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	531,214 sqft (12.1 acres)
Garage Type	Detached
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000015013
Street Address	2 L M BEACH LN
City	WHITEFISH
State	MT
Zip	59937-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S22, T31 N, R22 W, ACRES 12.2, COS 20259-2, TR 2DXBB IN L4 & SW4SE4, ASSR# 0000015013
Legal Range	22W
Legal Township	31N
Legal Section	22
Legal Subdivision	CERTIFICATE OF SURVEY NO 20259
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2030
Census Tract	301

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 L M BEACH LN, WHITEFISH, MT 59937-8957
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Jan 2, 2020	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202042
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2 L M BEACH LN, WHITEFISH, MT 59937-8957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000043102
Date	Dec 22, 2020
Instrument	202000043102

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 2, 2020
Property Address	2 L M BEACH LN, WHITEFISH, MT 59937-8957
Document Number	202000000042
Instrument Date	Dec 31, 2019
Instrument	202000000042
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 806, SEELEY LAKE, MT 59868-0806
Investor	Possibly a Property Investor

Mortgage

Document Number	202000000043
Date	Jan 2, 2020
Instrument	202000000043

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2040

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,255.00 (-13.1%)	$2,528,500 (+20.46%)
2025			$2,528,500 (+20.46%) Land $963,897 Building $1,564,603
2023	$12,951.00	$2,099,100	$2,099,100 Land $889,103 Building $1,209,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LION MOUNTAIN HOMEOWNERS ASSOC private · serves 204 people · EPA ID MT0000392
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: MontanaSky Networks, Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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