Putnam County and Carmel Town property record for 2 Kyle Ct, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,888 sqft · built 1987 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Apr 2019) |
| Tax Bill | $14,881 (2024) |
| Deeds & Mortgages | May 2024 Second Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 44.14-1-63 |
| Primary APN | 372000 44.14-1-63 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 598 sqft |
| Finished Basement | 598 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 110 ft deep x 95 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 300380 |
|---|---|
| Street Address | 2 KYLE CT |
| City | CARMEL |
| State | NY |
| Zip | 10512-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 21-1-14 LOT 1 |
| Legal Subdivision | FAIRVIEW ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 63.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11501 |
Source: Putnam County and Carmel Town records · APN 372000 44.14-1-63
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 KYLE CT, CARMEL, NY 10512-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 12, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Feb 22, 2008 · Amount on Record |
| Deed Document Number | 20191500953 |
| Deed Book / Page | 2109 / 55 |
| Prior Transfer Date | Feb 25, 2004 |
| Prior Transfer Doc | 0016600101 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 2 KYLE CT, CARMEL, NY 10512-1530 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2 KYLE CT, CARMEL, NY 10512-1530 |
| Document Number | 0078720089 |
|---|---|
| Date | May 01, 2024 |
| Book Page | 7872/89 |
| Instrument | 2404-2024 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 17, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 2 KYLE CT, CARMEL, NY 10512-1530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | MACGREGOR ABSTRACT CORPORATION, MACGREGOR ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 2 KYLE CT, CARMEL, NY 10512-1530 |
| Document Number | 0076280268 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 7628/268 |
| Instrument | 3732-2022 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 12, 2019 |
| Property Address | 2 KYLE CT, CARMEL, NY 10512-1530 |
| Document Number | 0021090055 |
| Book / Page | 2109 / 055 |
| Instrument Date | Apr 05, 2019 |
| Instrument | 1500953 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | JUDICIAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 SANDY PINES BLVD, 29, EAST FISHKILL, NY 12533-8211 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3636 FIELDSTON RD FRNT 2H, 2H, BRONX, NY 10463-2053 |
| Document Number | 0001601002 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 1601002 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Putnam County and Carmel Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515,000 (+7%) Land $63,800 Building $451,200 | $515,000 (+7%) Land $63,800 Building $451,200 | |
| 2024 | $14,881.00 (+220.02%) | $481,300 (+5.5%) Land $63,800 Building $417,500 | $481,300 (+5.5%) Land $63,800 Building $417,500 |
| 2023 | $456,200 (+11%) Land $60,100 Building $396,100 | $456,200 (+11%) Land $60,100 Building $396,100 | |
| 2022 | $411,000 Land $60,100 Building $350,900 | $411,000 Land $60,100 Building $350,900 | |
| 2020 | $4,650.00 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), as of March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790115011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY3903641, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WD 2 serves 5,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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