2 Kimbrough Rd, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 2 Kimbrough Rd, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,098 sqft · built 1993
Lot Size0.259 acres (11,275 sqft)
OwnerIndividual Name on File
Last Sale$317,000 (Nov 2016)
Tax Bill$6,824 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-595-1266-5

Property Details

APN / Parcel Number

Primary APNC56-000-595-1266-5
Alternative APNs
  • 16-2S-24-304A-0000-0010
  • 24S216304A00000010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,098 sqft Living Area
Gross Area3,223 sqft
1st Floor Area1,586 sqft
Upper Floors Area512 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Frame (Stucco or Asbestos)
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,275 sqft (0.259 acres)
Garage TypeAttached
Garage Area460 sqft
PorchSlab
Porch Area665 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 KIMBROUGH RD
CityMARY ESTHER
StateFL
Zip32569-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIMBROUGH ESTATES UNIT 1
Legal Range24W
Legal Township02S
Legal Section16
Legal SubdivisionKIMBROUGH ESTATES
Legal Lot Number10
Legal Unit1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2014
Census Tract22900

Owner

2 Kimbrough Rd is owned and occupied by an individual who bought it in November 2016.

Source: Okaloosa County records, as of October 8, 2026

Owner of RecordIndividual Name on File
Mailing Address2 KIMBROUGH RD, MARY ESTHER, FL 32569-2024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2016 · Amount on File
Deed SaleNov 8, 2016 · Amount on File
Prior SaleAug 21, 2014 · Amount on File
Deed Document Number20163100650
Deed Book / Page3274 / 4670
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateSep 24, 2026
Property Address2 KIMBROUGH RD, MARY ESTHER, FL 32569-2024
Document Number0003840603
Instrument DateSep 19, 2026
Instrument20263840603
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 KIMBROUGH RD, MARY ESTHER, FL 32569-2024

Mortgage

Document Number0003840603,
DateSep 24, 2026
Instrument20263840603
Lender
NameHOMEOWNERSHIP CENTER
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 24, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Kimbrough Rd was $6,824 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityMary Esther City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,824.00 Homeowner's exemption$519,807 Land $130,833 Building $388,974$519,807 Land $130,833 Building $388,974
2023$6,849.00 (+7.57%)$528,578 (+6.41%) Land $105,256 Building $423,322$528,578 (+6.41%) Land $105,256 Building $423,322
2022$6,367.00$496,720 Land $98,370 Building $398,350$496,720 Land $98,370 Building $398,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Kimbrough Rd in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 units insured
incl. 130 condo units
Nearby Flood Claims50 (1979–2020)
Claims Outside the SFHA33 of 50
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Kimbrough Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARY ESTHER
serves 4,013 people · EPA ID FL1460455
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: CenturyLink, LiveOak Fiber, T-Mobile.

Nearby Properties on Kimbrough Rd

Nearby Streets

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