2 Keator Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2 Keator Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,410 sqft · built 1955
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Apr 2021)
Tax Bill$8,996 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN422800 71.9-2-3

Property Details

APN / Parcel Number

Primary APN422800 71.9-2-3
Alternative APN
  • 280007100900020030000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,410 sqft Living Area
1st Floor Area1,377 sqft
Upper Floors Area1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2 KEATOR DR
CitySCHENECTADY
StateNY
Zip12306-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,CRP,FP,2 HELDERBERG GAR-4 7.-513-10
Legal Block2
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1032
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 KEATOR DR, SCHENECTADY, NY 12306-2515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Prior SaleJun 9, 2003 · Amount on Record
Deed Document Number202115374
Deed Book / Page2056 / 105
Prior Transfer DateJun 4, 2003
Prior Transfer Doc1652000706
Record UpdatedSep 20, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address2 KEATOR DR, SCHENECTADY, NY 12306-2515
Document Number0000045304
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedOct 29, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 KEATOR DR SCHENECTADY NY 123062515, SCHENECTADY, NY 12306-2515

Mortgage

Document Number0000045304
DateOct 12, 2018
Book Page004870/000955
Instrument45304
Lender
NameBAYVIEW LN SVCNG LLC
AddressGETZVILLE, NY 14068
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term468 Months
DueOct 11, 2057
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,996.00$246,000 (-) Land $21,000 Building $225,000$378,500 (+16.93%) Land $32,311 Building $346,189
2023$246,000 Land $21,000 Building $225,000$323,700 Land $27,633 Building $296,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Keator Dr

Nearby Streets

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