2 Karyn Ter E, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 2 Karyn Ter E, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,724 sqft · built 1972
Lot Size	0.523 acres (22,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 1991)
Tax Bill	$9,858 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00575-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`32-00575-0000-00004`
Alternative APNs	`320057500004` `742`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Upper Floors Area	1,058 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	22,800 sqft (0.523 acres)
Lot Dimensions	228 ft deep x 100 ft wide
Parking Spaces	1 Parking Space
Patio Area	480 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	742
Street Address	2 KARYN TER E
City	MIDDLETOWN
State	NJ
Zip	07748-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Block	575
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1020
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 KARYN TER E, MIDDLETOWN, NJ 07748-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 1991 · Amount on Record
Deed Sale	Sep 17, 1991 · Amount on Record
Deed Book / Page	5093 / 519
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 KARYN TER E, MIDDLETOWN, NJ 07748-1230
Document Number	0000010929
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 KARYN TER E MIDDLETOWN NJ 077481230, MIDDLETOWN, NJ 07748-1230

Mortgage

Document Number	0000010929
Date	Jan 29, 2020
Book Page	009393/009860
Instrument	10929

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,300 (+8.92%) Land $458,900 Building $206,400	$665,300 (+8.92%) Land $458,900 Building $206,400
2025	$9,858.00 (+6.79%)	$610,800 (+20.66%) Land $406,300 Building $204,500	$610,800 (+20.66%) Land $406,300 Building $204,500
2024	$9,231.00 (+3.72%)
2023		$506,200 Land $307,600 Building $198,600	$506,200 Land $307,600 Building $198,600
2022	$8,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1985–2026)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20