Passaic County and Wayne Township property record for 2 Karen Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,892 sqft · built 1988 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Nov 2024) |
| Tax Bill | $16,003 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02304-0000-00028 |
| Primary APN | 14-02304-0000-00028 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,892 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Lot Area | 20,647 sqft (0.474 acres) |
| Old Parcel Number | 1400532000000028 |
|---|---|
| Street Address | 2 KAREN CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | RICHMOND HILL |
| Legal Block | 2304 |
| Legal Lot Number | 28 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 246202 |
2 Karen Ct is owned and occupied by two individuals who bought it in November 2024.
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 KAREN CT, WAYNE, NJ 07470-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 7, 2024 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Prior Sale | Apr 8, 1999 · Amount on File |
| Deed Document Number | 202435116 |
| Deed Book / Page | 4799 / 258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 7, 2024 |
| Property Address | 2 KAREN CT, WAYNE, NJ 07470-4200 |
| Document Number | 0000035116 |
| Book / Page | D4799 / 259 |
| Instrument Date | Oct 17, 2024 |
| Instrument | 2024035116 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | CLOSING USA LLC, CLOSEPOINT USA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2032 ROUTE 35 N, SEASIDE HEIGHTS, NJ 08751-1272 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 KAREN CT, WAYNE, NJ 07470-4200 |
| Document Number | 0000035117 |
|---|---|
| Date | Nov 7, 2024 |
| Instrument | 2024035117 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 2 KAREN CT, WAYNE, NJ 07470-4200 |
| Document Number | 0000002568 |
| Instrument Date | Dec 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2 KAREN CT WAYNE NJ 074704200, WAYNE, NJ 07470-4200 |
| Document Number | 0000002568 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 015365/000266 |
| Instrument | 2568 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2 Karen Ct was $16,003, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,800 (-) Land $130,000 Building $136,800 | $266,800 (-) Land $130,000 Building $136,800 | |
| 2025 | $16,003.00 (+0.88%) | $266,800 Land $130,000 Building $136,800 | $266,800 Land $130,000 Building $136,800 |
| 2024 | $15,863.00 | ||
| 2023 | $266,800 Land $130,000 Building $136,800 | $266,800 Land $130,000 Building $136,800 | |
| 2022 | $15,084.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Karen Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Karen Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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