2 Joy Ln, Narragansett, RI 02882 Property Records

Narragansett Town property record for 2 Joy Ln, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,786 sqft · built 1988
Lot Size	0.229 acres (9,980 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Mar 2022)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`NARR M:N-R B:6`

Property Details

APN / Parcel Number

Primary APN	`NARR M:N-R B:6`
Alternative APNs	`M:N=R B:6` `19275627`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	2,076 sqft
Basement Area	1,158 sqft
Finished Basement	1,008 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,980 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19275627
Street Address	2 JOY LN
City	NARRAGANSETT
State	RI
Zip	02882-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	6
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	1
Census Block	1079
Census Tract	51502

Owner

2 Joy Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 JOY LN, NARRAGANSETT, RI 02882-1460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Jun 9, 2006 · Amount on File
Deed Book / Page	1000 / 327
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Mar 30, 2022
Property Address	2 JOY LN, NARRAGANSETT, RI 02882-1460
Document Number	001000-327
Book / Page	1000 / 327
Instrument Date	Mar 29, 2022
Instrument	2022001189
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 MOUNT VIEW RD, NARRAGANSETT, RI 02882-1658

Mortgage

Document Number	2022001190
Date	Mar 30, 2022
Instrument	2022001190

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Oct 5, 2018
Property Address	2 JOY LN, NARRAGANSETT, RI 02882-1460
Document Number	919-672
Book / Page	000919 / 000672
Instrument Date	Sep 27, 2018
Instrument	3591
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 SUFFOLK WAY LINCOLN RI 028654546, LINCOLN, RI 02865-4546

Tax Assessment & Valuation

The 2025 property tax bill for 2 Joy Ln was $3,767.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00	$554,800 Land $192,500 Building $362,300	$752,622
2023	$3,647.00 (+4.95%)	$391,700 (+1.45%) Land $137,500 Building $254,200
2022	$3,475.00	$386,100 Land $137,500 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Joy Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	28 (1991–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Joy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joy Ln

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