2 Joseph St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 2 Joseph St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1950
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2024)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00804-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`19-00804-0000-00001`
Alternative APNs	`190080400001` `01005060` `891`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	891
Street Address	2 JOSEPH ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	THOMAS SHAFER
Legal Block	804
Legal Lot Number	1
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1005
Census Tract	30700

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 JOSEPH ST, PHILLIPSBURG, NJ 08865-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 9, 2022	Intrafamily Transfer, Transfer
Feb 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Mar 25, 2008 · Amount on Record
Deed Document Number	2024612921
Deed Book / Page	3459 / 284
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	003269/118
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	2 JOSEPH ST, PHILLIPSBURG, NJ 08865-2404
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007320/273
Date	Apr 14, 2022
Book Page	7320/273
Instrument	2022-574350

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Jun 9, 2022
Property Address	2 JOSEPH ST, PHILLIPSBURG, NJ 08865-2404
Document Number	003269/118
Book / Page	3269 / 118
Instrument Date	Apr 1, 2022
Instrument	2022-577220
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 S BROAD ST, 237, NAZARETH, PA 18064-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JOSEPH ST, PHILLIPSBURG, NJ 08865-2404

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Feb 2, 2021
Property Address	2 JOSEPH ST, PHILLIPSBURG, NJ 08865-2404
Document Number	3131/164
Book / Page	3131 / 164
Instrument Date	Sep 29, 2020
Instrument	2021-545212
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 JOSEPH ST, PHILLIPSBURG, NJ 08865-2404

Mortgage

Document Number	2021545213
Date	Feb 2, 2021
Instrument	2021-545213

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,600 (-) Land $26,300 Building $79,300	$105,600 (-) Land $26,300 Building $79,300
2025	$4,937.00 (+16.69%)	$105,600 (+13.43%) Land $26,300 Building $79,300	$105,600 (+13.43%) Land $26,300 Building $79,300
2024	$4,231.00 (+9.58%)
2023		$93,100 Land $26,300 Building $66,800	$93,100 Land $26,300 Building $66,800
2022	$3,861.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2004–2006)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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