2 John St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 2 John St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	7 bd · 2.5 ba · 2,648 sqft · built 1870
Lot Size	0.091 acres (3,978 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Sep 2000)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 127.60-02-02`

Property Details

APN / Parcel Number

Primary APN	`351200 127.60-02-02`
Alternative APNs	`120012706000020020000000` `2365 M`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,648 sqft Total Area
1st Floor Area	1,444 sqft
2nd Floor Area	964 sqft
Upper Floors Area	300 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,978 sqft (0.091 acres)
Lot Dimensions	102 ft deep x 39 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2365 M
Street Address	2 JOHN ST
City	OSWEGO
State	NY
Zip	13126-1402
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	UR
Legal Subdivision	VAN BUREN TRACT
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2006
Census Tract	21602

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 374, FULTON, NY 13069-0374
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ERIC & KAREN COYNE
May 20, 2020	Grant Deed, Transfer FULTON SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2000 · Amount on Record
Deed Sale	Sep 15, 2000 · Amount on Record
Prior Sale	Mar 24, 2000 · Amount on Record
Deed Book / Page	1529 / 276
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2 JOHN ST, OSWEGO, NY 13126-1402
Document Number	0000004023
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 374 FULTON NY 130690374, FULTON, NY 13069-0374

Mortgage

Document Number	0000004023
Date	May 22, 2020
Instrument	4023

Lender

Name	ERIC & KAREN COYNE
Address	4125 ROLLING SPRINGS DR, NORTHDALE, FL 33624-2306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	May 20, 2020
Property Address	2 JOHN ST, OSWEGO, NY 13126-1402
Document Number	0000003931
Instrument Date	May 13, 2020
Instrument	3931
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 374 FULTON NY 130690374, FULTON, NY 13069-0374

Mortgage

Document Number	3933
Date	May 20, 2020
Instrument	3933

Lender

Name	FULTON SVGS BK
Type	Bank
Address	FULTON, NY 13069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00	$90,000 (+25%) Land $14,700 Building $75,300	$90,000 (+3.75%) Land $14,700 Building $75,300
2023		$72,000 Land $10,000 Building $62,000	$86,747 Land $12,048 Building $74,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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