2 Jerald St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 2 Jerald St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,118 sqft · built 1900
Lot Size	0.058 acres (2,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2023)
Tax Bill	$7,331 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WINT M:048 L:024`

Property Details

APN / Parcel Number

Primary APN	`WINT M:048 L:024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,118 sqft Living Area
Gross Area	3,511 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,525 sqft (0.058 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 JERALD ST
City	WINTHROP
State	MA
Zip	02152-2732
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	24
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	4
Census Block	4015
Census Tract	180200

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 JERALD ST, WINTHROP, MA 02152-2732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Jul 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jul 13, 2018
Deed Book / Page	69171 / 103
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jun 30, 2023
Property Address	2 JERALD ST, WINTHROP, MA 02152-2732
Document Number	069171-103
Book / Page	69171 / 103
Instrument Date	Jun 30, 2023
Instrument	40760
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 JERALD ST, WINTHROP, MA 02152-2732

Mortgage

Document Number	0000040761
Date	Jun 30, 2023
Instrument	40761

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jul 13, 2018
Property Address	2 JERALD ST, WINTHROP, MA 02152-2732
Document Number	59875-93
Book / Page	059875 / 000093
Instrument Date	Jun 26, 2018
Instrument	61052
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BAY RD IPSWICH MA 019381539, IPSWICH, MA 01938-1539

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,331.00 (+13.24%)	$658,100 (+4.91%) Land $316,100 Building $342,000	$747,170
2025	$6,474.00 (+4.07%)	$627,300 (+5.08%) Land $301,000 Building $326,300
2024	$6,221.00 (-1.75%)	$597,000 (+0.88%) Land $289,300 Building $307,700
2023	$6,332.00	$591,800 Land $264,800 Building $327,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	58 units insured incl. 48 condo units
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

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