2 Jennings Rdg, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 2 Jennings Rdg, Cold Spring Harbor, NY 11724

Property Summary

Property TypeSingle Family Home
Lot Size2.13 acres (93,218 sqft)
Owner2 Individual Names on File
Tax Bill$26,046 (2024)
Deeds & MortgagesJun 2021 Mortgage
Mar 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN0403-016.00-01.00-079.001

Property Details

APN / Parcel Number

Primary APN0403-016.00-01.00-079.001
Alternative APNs
  • 472605 016.00-01.00-079.001
  • 260501600001000790010000
  • 47260026330

Exterior

Lot Area93,218 sqft

Location & Zoning

Street Address2 JENNINGS RDG
CityCOLD SPRING HARBOR
StateNY
Zip11724-1020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP OF,JENNINGS RIDGE,FILT 1
Legal Block100
Legal Lot Number79
JurisdictionSUFFOLK NY
Township / Civil DivisionHUNTINGTON
Census Block Group1
Census Block1020
Census Tract110101

Owner

2 Jennings Rdg is owned and occupied by two individuals.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address2 JENNINGS RDG, COLD SPRING HARBOR, NY 11724-1020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · ARM
BETHPAGE FCU
Mar 15, 2017Deed of Trust, Mortgage · Line of Credit
ISLAND FCU
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU
Mar 8, 2017Loan Modification, Consolidation and Extension, Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2 JENNINGS RDG, COLD SPRING HARBOR, NY 11724-1020
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232860682
DateJun 11, 2021
Book Page23286/682
InstrumentDM016657
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMay 1, 2024
IndexOther

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2 JENNINGS RDG, COLD SPRING HARBOR, NY 11724-1020
Document Number0228070573
Book / Page022807 / 000573
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 JENNINGS RDG COLD SPRING HARBOR NY 117241020, COLD SPRING HARBOR, NY 11724-1020

Mortgage

Document Number0228070573
DateApr 12, 2017
Book Page022807/000573
Lender
NameISLAND FCU
TypeCredit Union
AddressHAUPPAUGE, NY 11788
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 11, 2037
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2 JENNINGS RDG, COLD SPRING HARBOR, NY 11724-1020
Document Number0227960505
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyLAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 JENNINGS RDG COLD SPRING HARBOR NY 117241020, COLD SPRING HARBOR, NY 11724-1020

Mortgage

Document Number0227960505
DateMar 8, 2017
Book Page022796/000505
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 7, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

March 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateMar 8, 2017
Property Address2 JENNINGS RDG, COLD SPRING HARBOR, NY 11724-1020
Document Number0227960506
Book / Page022796 / 000506
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyLAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 JENNINGS RDG COLD SPRING HARBOR NY 117241020, COLD SPRING HARBOR, NY 11724-1020

Mortgage

Document Number227960506
DateMar 8, 2017
Book Page022796/000506
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
AmountAmount on Record
Term360 Months
DueMar 7, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionHuntington Town
MunicipalityLloyd Harbor Village
Unified School DistrictCold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,150 Land $1,050 Building $7,100$1,811,111 (+12,344.08%) Land $233,333 Building $1,577,778
2024$26,046.00$14,554 (+12.5%) Land $1,875 Building $12,679
2023$8,150 Land $1,050 Building $7,100$12,937 Land $1,667 Building $11,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Jennings Rdg in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims13 (1979–2021)
Claims Outside the SFHA7 of 13
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Jennings Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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