2 Irving St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 2 Irving St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,893 sqft · built 1910
Lot Size	0.307 acres (13,390 sqft)
Owner	2 Individual Names on File
Last Sale	$521,000 (Aug 2024)
Tax Bill	$8,553 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0102 B:0000 L:45`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0102 B:0000 L:45`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,893 sqft Living Area
Gross Area	5,309 sqft
Basement Area	1,182 sqft
Unfinished Basement	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Tudor
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,390 sqft (0.307 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	2 IRVING ST
City	HOLYOKE
State	MA
Zip	01040-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	45
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3012
Census Tract	811900

Owner

2 Irving St is owned by two individuals who bought it in August 2024.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 LANDY AVE, FLORENCE, MA 01062-1904
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit M & T BANK
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Mar 1, 2010
Deed Document Number	202439823
Deed Book / Page	25552 / 462
Prior Transfer Date	Oct 2, 2021
Prior Transfer Doc	024176-480
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	2 IRVING ST, HOLYOKE, MA 01040-2037
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024176-480
Date	Oct 12, 2021
Book Page	24176/480
Instrument	72015

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	2 IRVING ST, HOLYOKE, MA 01040-2037
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024778-413
Date	Oct 25, 2022
Book Page	24778/413
Instrument	63408

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Oct 12, 2021
Property Address	2 IRVING ST, HOLYOKE, MA 01040-2037
Document Number	24176-477
Book / Page	24176 / 477
Instrument Date	Oct 2, 2021
Instrument	72014
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 IRVING ST, HOLYOKE, MA 01040-2037

Mortgage

Document Number	24176-480
Date	Oct 12, 2021
Book Page	24176/480
Instrument	72015

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2 Irving St was $8,553, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,553.00 (+6.79%)	$490,700 (+6.98%) Land $85,100 Building $386,300	$462,272 (-5.61%)
2025	$8,009.00 (+36.77%)	$458,700 (+48.45%) Land $79,600 Building $379,100	$489,725 (+1.5%)
2024	$5,856.00 (+4.65%)	$309,000 (+3.59%) Land $75,800 Building $233,200	$482,505
2023	$5,596.00	$298,300 Land $75,800 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Irving St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Irving St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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