2 Independence Way, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 2 Independence Way, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,331 sqft · built 1993
Lot Size	0.007 acres (311 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Sep 2019)
Tax Bill	$9,589 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CJ002`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CJ002`
Alternative APN	`1300085000100002 CJ002`

Interior

Building Area	1,331 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Lot Area	311 sqft (0.007 acres)

Location & Zoning

Street Address	2 INDEPENDENCE WAY
City	EDGEWATER
State	NJ
Zip	07020-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 352
Legal Subdivision	INDEPENDENCE WAY SOUTH BLDG #1
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU
Jul 24, 2019	Deed of Trust, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Nov 15, 2000 · Amount on Record
Deed Document Number	201957580
Deed Book / Page	3337 / 658
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1642
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035831581
Date	Apr 29, 2020
Book Page	3583/1581
Instrument	20-043831

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Year CMT
Margin	3
Max Rate	7.37%

July 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1642
Document Number	0033370667
Instrument Date	Jul 24, 2019
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 INDEPENDENCE WAY EDGEWATER NJ 070201642, EDGEWATER, NJ 07020-1642

Mortgage

Document Number	0033370667
Date	Sep 3, 2019
Book Page	003337/000667
Instrument	57580

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2034

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,900 (+3.77%) Land $285,000 Building $319,900	$604,900 (+3.77%) Land $285,000 Building $319,900
2025	$9,589.00 (+6.19%)	$582,900 (+5.29%) Land $275,000 Building $307,900	$582,900 (+5.29%) Land $275,000 Building $307,900
2024	$9,030.00 (+2.54%)
2023		$553,600 Land $260,000 Building $293,600	$553,600 Land $260,000 Building $293,600
2022	$8,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Independence Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures