2 Howland Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 2 Howland Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,982 sqft · built 1978
Lot Size0.761 acres (33,132 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jun 2012)
Tax Bill$16,472 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00891-0000-00015

Property Details

APN / Parcel Number

Primary APN32-00891-0000-00015
Alternative APNs
  • 3200033000000018
  • 320089100015

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,982 sqft Living Area
1st Floor Area1,806 sqft
Upper Floors Area1,176 sqft
Basement Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialOther
Lot Area33,132 sqft (0.761 acres)
Lot Dimensions251 ft deep x 132 ft wide
TerrainRolling
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area
Patio Area985 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number3200033000000018
Street Address2 HOWLAND RD
CityMIDDLETOWN
StateNJ
Zip07748-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionHILLFIELD SEC 03
Legal Block891
Legal Lot Number15
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2022
Census Tract801200

Owner

2 Howland Rd is owned and occupied by two individuals who bought it in June 2012.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2 HOWLAND RD, MIDDLETOWN, NJ 07748-3059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2012 · Amount on File
Deed SaleJun 28, 2012 · Amount on File
Prior SaleMay 2, 2011 · Amount on File
Deed Document Number201267213
Deed Book / Page8956 / 5498
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2 HOWLAND RD, MIDDLETOWN, NJ 07748-3059
Document Number0000075522
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyATS TITLE AGENCY, ATS TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 HOWLAND RD MIDDLETOWN NJ 077483059, MIDDLETOWN, NJ 07748-3059

Mortgage

Document Number0000075522
DateJul 15, 2020
Book Page009426/009231
Instrument75522
Lender
NamePEAPACK GLADSTONE BK
TypeBank
AddressBEDMINSTER, NJ 07921
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 14, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2 Howland Rd was $16,472, up 4.2% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,114,100 (+9.16%) Land $552,300 Building $561,800$1,114,100 (+9.16%) Land $552,300 Building $561,800
2025$16,472.00 (+4.17%)$1,020,600 Land $463,900 Building $556,700$1,020,600 Land $463,900 Building $556,700
2024$15,813.00
2023$839,800 Land $340,000 Building $499,800$839,800 Land $340,000 Building $499,800
2022$14,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Howland Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1978–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Howland Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Howland Rd

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