Worcester County and Spencer Town property record for 2 Howe Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,175 sqft · built 2009 |
| Lot Size | 2.44 acres (106,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Apr 2011) |
| Tax Bill | $56 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R23 B:00034 L:00000 |
| Primary APN | SPEN M:00R23 B:00034 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,175 sqft Living Area |
| Gross Area | 4,882 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 106,609 sqft (2.44 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 HOWE RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPENCER |
| Legal Block | 34 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 HOWE RD, SPENCER, MA 01562-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2011 · Amount on Record |
| Deed Sale | Apr 29, 2011 · Amount on Record |
| Deed Document Number | 20114 |
| Deed Book / Page | 47343 / 54 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 2 HOWE RD, SPENCER, MA 01562-2710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62063-28 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 62063/28 |
| Instrument | 28266 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56.00 (-98.91%) | $477,300 (+6.75%) Land $60,100 Building $417,200 | $505,305 |
| 2024 | $5,115.00 (+4.15%) | $447,100 (+9.8%) Land $60,100 Building $387,000 | |
| 2023 | $4,911.00 | $407,200 Land $60,100 Building $347,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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