2 Howe Ave, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 2 Howe Ave, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1951
Lot Size	0.899 acres (39,166 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Nov 2002)
Tax Bill	$4,751 (2026)
Deeds & Mortgages	Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:35B B:E04`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:35B B:E04`
Alternative APN	`35BE04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,544 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,166 sqft (0.899 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	35BE04
Street Address	2 HOWE AVE
City	OXFORD
State	MA
Zip	01540-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	E04
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2010
Census Tract	753200

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 HOWE AVE, OXFORD, MA 01540-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2002 · Amount on Record
Deed Sale	Nov 8, 2002 · Amount on Record
Prior Sale	Dec 20, 2000 · Amount on Record
Deed Book / Page	28040 / 320
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	2 HOWE AVE, OXFORD, MA 01540-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62533-26
Date	Jun 4, 2020
Book Page	62533/26
Instrument	58245

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,751.00 (+9,036.54%)	$388,500 (-5.95%) Land $110,200 Building $278,300	$451,491 (+4.2%)
2025	$52.00 (-98.96%)	$413,100 (+11.32%) Land $105,700 Building $307,400	$433,295
2024	$5,002.00 (+4.19%)	$371,100 (+5.43%) Land $100,700 Building $270,400
2023	$4,801.00	$352,000 Land $96,300 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20