Middlesex County and Ayer Town property record for 2 Howard St, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 1940 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,344 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:019 B:0000 L:0064 |
| Primary APN | AYER M:019 B:0000 L:0064 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2 HOWARD ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 64 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 325102 |
2 Howard St is owned by an individual who acquired it in February 2024.
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 LEDGEWAY ST, AYER, MA 01432-1522 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 6, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2024 |
| Transfer Doc | 082544-549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Mar 6, 2024 |
| Property Address | 2 HOWARD ST, AYER, MA 01432-1104 |
| Document Number | 082544-549 |
| Book / Page | 82544 / 549 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 22442 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LEDGEWAY ST, AYER, MA 01432-1522 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 9, 2021 |
| Property Address | 2 HOWARD ST, AYER, MA 01432-1104 |
| Document Number | 77469-54 |
| Book / Page | 77469 / 54 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 80038 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 HOWARD ST, AYER, MA 01432-1104 |
The 2025 property tax bill for 2 Howard St was $3,344.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,344.00 | $279,600 Land $140,600 Building $139,000 | $391,685 (-0.34%) |
| 2024 | $393,015 | ||
| 2023 | $3,265.00 | $262,900 Land $150,400 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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