2 Howard Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2 Howard Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,224 sqft
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Feb 2008)
Tax Bill	$5,740 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-3973-00`

Property Details

APN / Parcel Number

Primary APN	`13-3973-00`
Alternative APN	`CUMB M:023 B:0060 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	4,880 sqft
1st Floor Area	1,328 sqft
Attic	Attic
Attic Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13-3973-00
Street Address	2 HOWARD RD
City	CUMBERLAND
State	RI
Zip	02864-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	60
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2029
Census Tract	11404

Owner

Source: Cumberland Town records · APN 13-3973-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 HOWARD RD, CUMBERLAND, RI 02864-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2008 · Amount on Record
Deed Sale	Feb 05, 2008 · Amount on Record
Deed Book / Page	1413 / 540
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,740.00 (+5.59%)	$467,800 (-) Land $221,000 Building $246,800
2023	$5,436.00 (+0.13%)	$467,800 (+29.16%) Land $221,000 Building $246,800
2022	$5,429.00	$362,200 Land $159,200 Building $203,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.