Middlesex County and Chelmsford Town property record for 2 Howard Rd, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1961 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2022) |
| Tax Bill | $7,460 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0127 B:0479 L:4 |
| Primary APN | CHEL M:0127 B:0479 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6632 |
|---|---|
| Street Address | 2 HOWARD RD |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-4714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 479 |
| Legal Lot Number | 4 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 317103 |
2 Howard Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 HOWARD RD, CHELMSFORD, MA 01824-4714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MIDDLESEX SAVINGS BANK |
| Jun 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST SB |
| Aug 17, 2018 | Quit Claim Deed, Transfer MIDDLESEX SAVINGS BANK |
| Oct 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Book / Page | 37194 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 2 HOWARD RD, CHELMSFORD, MA 01824-4714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037025-46 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 37025/46 |
| Instrument | 18694 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 2 HOWARD RD, CHELMSFORD, MA 01824-4714 |
| Document Number | 037194-225 |
| Book / Page | 37194 / 225 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 28177 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 HOWARD RD, CHELMSFORD, MA 01824-4714 |
| Document Number | 0000028178 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 28178 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Recording Date | Aug 17, 2018 |
| Property Address | 2 HOWARD RD, CHELMSFORD, MA 01824-4714 |
| Document Number | 32336-139 |
| Book / Page | 32336 / 139 |
| Instrument | 35811 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 323360142 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 32336/0142 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 17, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Recording Date | Oct 10, 2017 |
| Property Address | 2 HOWARD RD, CHELMSFORD, MA 01824-4714 |
| Document Number | 31540-59 |
| Book / Page | 031540 / 000059 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 45137 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 KESTREL LN HUDSON NH 030514490, HUDSON, NH 03051-4490 |
The 2026 property tax bill for 2 Howard Rd was $7,460, up 9.5% from the year before.
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,460.00 (+9.54%) | $562,200 (+14.76%) Land $314,200 Building $248,000 | $635,930 (-) |
| 2025 | $6,810.00 (+2.98%) | $489,900 (+0.91%) Land $286,200 Building $203,700 | $635,930 (+1.32%) |
| 2024 | $6,613.00 (+0.39%) | $485,500 (+5.91%) Land $286,200 Building $199,300 | $627,665 |
| 2023 | $6,587.00 | $458,400 Land $307,800 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Howard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Howard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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