2 Howard Dr, Belleville, IL 62223 Property Records

St. Clair County property record for 2 Howard Dr, Belleville, IL 62223

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1967
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2025)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Jan 2018 Mortgage
APN	`07-15-0-219-001`

Property Details

APN / Parcel Number

Primary APN	`07-15-0-219-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 HOWARD DR
City	BELLEVILLE
State	IL
Zip	62223-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORE, HOWARD R, TRACTS NO 2 A. P. LOT/SEC-5 A02845026
Legal Subdivision	MOORE, HOWARD R, TRACTS NO 2 A P
Legal Tract	2
Legal Block	219
Jurisdiction	ST CLAIR IL
Township / Civil Division	STOOKEY
Census Block Group	3
Census Block	3006
Census Tract	503202

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 HOWARD DR, BELLEVILLE, IL 62223-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Jan 8, 2018	Quit Claim Deed, Mortgage · FHA Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Dec 21, 1999 · Amount on Record
Deed Document Number	20252845026
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	00A2563950
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2 HOWARD DR, BELLEVILLE, IL 62223-4016
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02711664
Date	Aug 10, 2021
Instrument	A02711664

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Aug 2, 2033

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 8, 2018
Property Address	2 HOWARD DR, BELLEVILLE, IL 62223-4016
Document Number	00A2563950
Instrument Date	Dec 20, 2017
Instrument	2563950
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HOWARD DR BELLEVILLE IL 622234016, BELLEVILLE, IL 62223-4016
Investor	Possibly a Property Investor

Mortgage

Document Number	A2563951
Date	Jan 8, 2018
Instrument	2563951

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2033

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Stookey Township
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Harmony Emge School District 175 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 (+18.26%) Homeowner's exemption	$53,131 (+17.04%) Land $4,689 Building $48,442	$159,393 (+17.04%) Land $14,067 Building $145,326
2024	$3,318.00	$45,394 (+22.82%) Land $4,467 Building $40,927	$136,182 (+22.82%) Land $13,401 Building $122,781
2022		$36,960 Land $3,637 Building $33,323	$110,880 Land $10,911 Building $99,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1979–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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