Chatham County property record for 2 Hover Creek Rd, Savannah, GA 31419
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,361 sqft · built 1965 |
| Lot Size | 5.17 acres (225,554 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0777-01-001Y |
| Primary APN | 2-0777-01-001Y |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,361 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 225,554 sqft (5.17 acres) |
| Lot Dimensions | 985 ft deep x 229 ft wide |
| Garage Type | Mixed |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 438 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 2 HOVER CREEK RD |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31419-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARCEL F CEDAR GROVE PLANTATION |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4212 |
2 Hover Creek Rd is owned and occupied by two individuals.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 HOVER CREEK RD, SAVANNAH, GA 31419-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 2 HOVER CREEK RD, SAVANNAH, GA 31419-2530 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 HOVER CREEK RD, SAVANNAH, GA 31419-2530 |
| Document Number | 0000002305/0000000585 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 0000002305/0000000585 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 2 HOVER CREEK RD, SAVANNAH, GA 31419-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 HOVER CREEK RD, SAVANNAH, GA 31419-2530 |
| Document Number | 0000001954/0000000330 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 0000001954/0000000330 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 2 Hover Creek Rd was $2,955.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,840 (+69.86%) Land $225,880 Building $172,960 | $997,100 (+69.86%) Land $564,700 Building $432,400 | |
| 2025 | $2,955.00 | $234,800 Land $173,120 Building $61,680 | $587,000 Land $432,800 Building $154,200 |
| 2023 | $231,640 (+6.65%) Land $173,120 Building $58,520 | $579,100 (+6.65%) Land $432,800 Building $146,300 | |
| 2022 | $4,683.00 | $217,200 Land $173,120 Building $44,080 | $543,000 Land $432,800 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Hover Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 31 (1979–2021) |
| Claims Outside the SFHA | 29 of 31 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Hover Creek Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 98.7% of Georgia |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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