Suffolk County and Smithtown Town property record for 2 Horseshoe Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,139 sqft · built 1963 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Feb 2018) |
| Tax Bill | $15,816 (2024) |
| Deeds & Mortgages | Jan 2022 Refinance Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-2-80 |
| Primary APN | 473489 177.-2-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,139 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| 2nd Floor Area | 864 sqft |
| Upper Floors Area | 116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| View / Lot | Suburban |
| Pool Area | 720 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2 HORSESHOE LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-228151 TC-52 *3528 LOT 90 MAP OF CLOVERLEAF SEC 2 |
| Legal Subdivision | CLOVERLEAF |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 135205 |
2 Horseshoe Ln is owned and occupied by two individuals who bought it in February 2018.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 HORSESHOE LN, COMMACK, NY 11725-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Feb 14, 2018 | Grant Deed, Transfer · Conventional Mortgage TEACHERS FCU |
| Feb 1, 2017 | Grant Deed, Transfer PARTNERS ABSTRACT CORPORATION, PARTNERS ABSTRACT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on File |
| Deed Sale | Feb 14, 2018 · Amount on File |
| Prior Sale | Feb 1, 2017 · Amount on File |
| Deed Document Number | 201818-0028682 |
| Deed Book / Page | 12950 / 244 |
| Prior Transfer Date | Jul 29, 2016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 HORSESHOE LN, COMMACK, NY 11725-5507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233750607 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 23375/607 |
| Instrument | DM062629 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Feb 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 14, 2018 |
| Property Address | 2 HORSESHOE LN, COMMACK, NY 11725-5507 |
| Document Number | 0129500244 |
| Book / Page | 012950 / 000244 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | FIRST EQUITY TITLE AND CLOSING S |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2553 ADLER AVE EAST MEADOW NY 11554, EAST MEADOW, NY 11554 |
| Document Number | 229010314 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 022901/000314 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 1, 2017 |
| Property Address | 2 HORSESHOE LN, COMMACK, NY 11725-5507 |
| Document Number | 0128990052 |
| Book / Page | 012899 / 000052 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | PARTNERS ABSTRACT CORPORATION, PARTNERS ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 717 SUNRISE AVE BELLMORE NY 117104524, BELLMORE, NY 11710-4524 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,755 Land $375 Building $5,380 | $719,375 Land $46,875 Building $672,500 | |
| 2024 | $15,816.00 | ||
| 2023 | $5,755 Land $375 Building $5,380 | $6,615 Land $431 Building $6,184 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Horseshoe Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Horseshoe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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