Ravalli County property record for 2 Horse Ln, Hamilton, MT 59840
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 10 acres (438,214 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,605 (2026) |
| Deeds & Mortgages | Apr 2026 Construction Loan Mar 2024 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R1350161 |
| Primary APN | R1350161 |
|---|---|
| Alternative APNs |
|
| Lot Area | 438,214 sqft (10 acres) |
|---|---|
| Terrain | Wooded |
| Account Number | 0001221800 |
|---|---|
| Street Address | 447 TWO HORSE LN |
| City | HAMILTON |
| State | MT |
| Zip | 59840-8910 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S22, T05 N, R21 W, ACRES 10.06, IN NWNE INDEX 1 CS #735029-F PARCEL B (REMAINDER) |
| Legal Range | 21W |
| Legal Township | 05N |
| Legal Section | 22 |
| Legal Subdivision | CERTIFICATE SURV 4926-C |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 501 |
2 Horse Ln, residential vacant land, is owned by two individuals who acquired it in March 2024.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5190 KOOTENAI RANCH RD, STEVENSVILLE, MT 59870-5400 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK/MISSOULA |
| Mar 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 |
| Deed Sale | Mar 4, 2024 |
| Prior Sale | Nov 18, 2020 |
| Deed Document Number | 2024794299 |
| Prior Transfer Date | Aug 17, 2019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Apr 17, 2026 |
| Document Number | 0000814531 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026814531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5190 KOOTENAI RANCH RD, STEVENSVILLE, MT 59870-5400 |
| Document Number | 0000814531, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026814531 |
| Name | FIRST SECURITY BANK/MISSOULA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 17, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.22% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Mar 4, 2024 |
| Property Address | 2 HORSE LN, HAMILTON, MT 59840 |
| Document Number | 0000794299 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 794299 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5190 KOOTENAI RANCH RD, STEVENSVILLE, MT 59870-5400 |
| Document Number | 0000794300 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 794300 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 10, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Mar 10, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 12.3% |
| Index | 5-Year TN |
| Max Rate | 17.3% |
The 2026 property tax bill for 2 Horse Ln was $2,605, up 174.8% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,605.00 (+174.79%) | $357,380 (-) | |
| 2025 | $948.00 | $357,380 | $357,380 Land $357,380 |
| 2023 | $698.00 | $129,776 | $129,776 Land $129,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Horse Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Horse Ln is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
May also be available: Rocky Mountain Internet, Verizon.
5G and 4G LTE (outdoors only)
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