2 Homestead Ave, Derby, CT 06418 Property Records

Derby City property record for 2 Homestead Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Oct 2023)
Tax Bill	$6,601 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:5 B:4 L:84`

Property Details

APN / Parcel Number

Primary APN	`DERB M:5 B:4 L:84`
Alternative APNs	`003161` `8962` `3161`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3161
Street Address	2 HOMESTEAD AVE
City	DERBY
State	CT
Zip	06418-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	4
Legal Lot Number	84
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2010
Census Tract	120100

Owner

2 Homestead Ave is owned and occupied by two individuals who acquired it in February 2024.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 HOMESTEAD AVE, DERBY, CT 06418-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Oct 24, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Feb 8, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Jan 2, 2007 · Amount on File
Deed Document Number	20233352
Deed Book / Page	913 / 304
Last Transfer Date	Feb 7, 2024
Transfer Doc	000919-342
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Recording Date	Apr 6, 2026
Property Address	2 HOMESTEAD AVE, DERBY, CT 06418-2504
Document Number	00000967-1
Book / Page	967 / 1
Instrument Date	Mar 28, 2026
Instrument	2026340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HOMESTEAD AVE, DERBY, CT 06418-2504

Mortgage

Document Number	0000000340,
Date	Apr 6, 2026
Book Page	967/1
Instrument	2026340

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	2 HOMESTEAD AVE, DERBY, CT 06418-2504
Transaction Type	Mortgage
Record Updated	Nov 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000934-215
Date	Oct 24, 2024
Book Page	934/215
Instrument	1200

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Feb 8, 2024
Property Address	2 HOMESTEAD AVE, DERBY, CT 06418-2504
Document Number	000919-342
Book / Page	919 / 342
Instrument Date	Feb 7, 2024
Instrument	157
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Oct 30, 2023
Property Address	2 HOMESTEAD AVE, DERBY, CT 06418-2504
Document Number	000913-304
Book / Page	913 / 304
Instrument Date	Oct 25, 2023
Instrument	3352
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2 Homestead Ave was $6,601, up 34.2% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,601.00 (+34.25%)	$171,710 (+50.86%) Land $42,210 Building $129,500	$315,313 (+295.75%)
2025	$4,917.00	$113,820 Land $36,220 Building $77,600	$79,674 Land $25,354 Building $54,320
2024	$4,917.00 (+11.93%)
2023	$4,393.00	$113,820 (-) Land $36,260 Building $77,560
2022	$4,393.00	$113,820 Land $36,260 Building $77,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Homestead Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Homestead Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Homestead Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures