2 Holly Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2 Holly Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,336 sqft · built 2020
Lot Size	0.291 acres (12,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Nov 1998)
Tax Bill	$8,267 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-746-04034766`

Property Details

APN / Parcel Number

Primary APN	`02-746-04034766`
Alternative APNs	`2-746-04034766` `74604034766`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,660 sqft (0.291 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74604034766
Street Address	2 HOLLY RD
City	ANNAPOLIS
State	MD
Zip	21401-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 1 TO 6 BK 18 SEVERN GROVE
Legal Subdivision	SEVERN GROVE
Legal Block	18
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	702702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4443 OWENSVILLE SUDLEY RD, HARWOOD, MD 20776-9402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Aug 13, 2019	Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB
Oct 18, 2021	Intrafamily Transfer, Transfer
May 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1998 · Amount on Record
Deed Sale	Nov 12, 1998 · Amount on Record
Deed Document Number	199814522
Deed Book / Page	8802 / 189
Last Transfer Date	Aug 3, 2021
Transfer Doc	0377230496
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 HOLLY RD, ANNAPOLIS, MD 21401-2966
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HOLLY RD, ANNAPOLIS, MD 21401-2966

Mortgage

Document Number	0352380411
Date	Sep 17, 2020
Book Page	35238/411

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 HOLLY RD, ANNAPOLIS, MD 21401-2966
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0334570132
Date	Aug 13, 2019
Book Page	33457/132

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2020

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 18, 2021
Property Address	2 HOLLY RD, ANNAPOLIS, MD 21401-2966
Document Number	0377230496
Book / Page	37723 / 496
Map Reference	MB FSR 3 FO 53
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4443 OWENSVILLE SUDLEY RD, HARWOOD, MD 20776-9402

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 28, 2019
Property Address	2 HOLLY RD, ANNAPOLIS, MD 21401-2966
Document Number	0331710355
Book / Page	033171 / 000355
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4443 OWENSVILLE SUDLEY RD HARWOOD MD 207769402, HARWOOD, MD 20776-9402

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,633 (+2.52%)	$725,700 (+7.57%) Land $280,300 Building $445,400
2025	$8,267.00 (+10.08%)	$674,600 (+25.8%) Land $280,300 Building $394,300	$674,600 (-) Land $280,300 Building $394,300
2024	$7,510.00 (+28.24%)
2023	$5,856.00	$536,267	$674,600 Land $280,300 Building $394,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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