Essex County and Gloucester City property record for 2 High Rock Ter, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,280 sqft · built 1975 |
| Lot Size | 0.244 acres (10,622 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $1,000,000 (May 2008) |
| Tax Bill | $20,668 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0180 B:0043 L:0000 |
| Primary APN | GLOU M:0180 B:0043 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,493 sqft |
| 1st Floor Area | 1,168 sqft |
| Attic | Attic |
| Attic Area | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,622 sqft (0.244 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 HIGH ROCK TER |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 43 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 2 HIGH ROCK TER, GLOUCESTER, MA 01930-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 6, 2017 | Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK |
| Sep 6, 2017 | Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK |
| Mar 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2008 · Amount on Record |
| Deed Sale | May 21, 2008 · Amount on Record |
| Deed Book / Page | 27792 / 478 |
| Last Transfer Date | Dec 31, 2020 |
| Transfer Doc | 39586-253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 2 HIGH ROCK TER, GLOUCESTER, MA 01930-1915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36156-120 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 36156/120 |
| Instrument | 10 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 2 HIGH ROCK TER, GLOUCESTER, MA 01930-1915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36156-108 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 36156/108 |
| Instrument | 9 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 1, 2021 |
| Property Address | 2 HIGH ROCK TER, GLOUCESTER, MA 01930-1915 |
| Document Number | 39586-253 |
| Book / Page | 39586 / 253 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 20210301001030 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 HIGH ROCK TER, GLOUCESTER, MA 01930-1915 |
| Investor | Possibly a Property Investor |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,668.00 (+0.99%) | $2,220,000 (+5.43%) Land $1,629,500 Building $590,500 | $1,796,260 (+1.55%) |
| 2025 | $20,466.00 (+8.03%) | $2,105,600 (+8.14%) Land $1,509,000 Building $596,600 | |
| 2024 | $18,945.00 (+8.24%) | $1,947,100 (+17.81%) Land $1,396,900 Building $550,200 | $1,768,805 |
| 2023 | $17,502.00 | $1,652,700 Land $1,191,900 Building $460,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 115 units insured incl. 39 condo units |
| Nearby Flood Claims | 24 (1978–2024) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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