2 Hidden Meadow Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2 Hidden Meadow Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,908 sqft · built 1986
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2021)
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A870000382`

Property Details

APN / Parcel Number

Primary APN	`A870000382`
Alternative APN	`3-0004-6009-00-0041.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,908 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	2,208 sqft
Basement Area	1,176 sqft
Finished Basement	700 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000382
Street Address	2 HIDDEN MEADOW CT
City	SAINT CHARLES
State	MO
Zip	63303-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODFIELD #4 LOT 41
Legal Subdivision	WOODFIELD #4
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1008
Census Tract	312300

Owner

2 Hidden Meadow Ct is owned and occupied by two individuals who bought it in September 2021.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Jul 27, 2020	Deed of Trust, Mortgage NEIGHBORS CU
Nov 7, 2019	Quit Claim Deed, Mortgage MORTGAGE SOLUTIONS
Nov 7, 2019	Quit Claim Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Nov 7, 2019 · Amount on File
Deed Document Number	202181768
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	0071781064
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2021
Property Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Document Number	2021R081768
Map Reference	MB 25 PG 88
Instrument Date	Sep 29, 2021
Instrument	2021R-081768
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3068 BRENTMOOR DR, 3068, SAINT CHARLES, MO 63303-6366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417

Mortgage

Document Number	2021R081769
Date	Sep 30, 2021
Instrument	2021R-081769

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068420975
Date	Nov 22, 2017
Book Page	6842/0975
Instrument	20171122000726210

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073601769
Date	Aug 3, 2020
Book Page	7360/1769
Instrument	20200803000547740

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Document Number	0073621857
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 HIDDEN MEADOW CT ST CHARLES MO 633034417, ST CHARLES, MO 63303-4417

Mortgage

Document Number	0073621857
Date	Aug 4, 2020
Book Page	007362/001857
Instrument	554140

Lender

Name	NEIGHBORS CU
Address	SAINT LOUIS, MO 63123

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2035

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 7, 2019
Property Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Document Number	0071780964
Book / Page	007178 / 010964
Instrument Date	Jul 12, 2019
Instrument	638680
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 HIDDEN MEADOW CT ST CHARLES MO 633034417, ST CHARLES, MO 63303-4417

Mortgage

Document Number	71781066
Date	Nov 7, 2019
Book Page	007178/001066
Instrument	638690

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 7, 2019
Property Address	2 HIDDEN MEADOW CT, SAINT CHARLES, MO 63303-4417
Document Number	0071781083
Book / Page	007178 / 001083
Instrument Date	Jul 12, 2019
Instrument	638700
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 HIDDEN MEADOW CT ST CHARLES MO 633034417, ST CHARLES, MO 63303-4417

Tax Assessment & Valuation

The 2025 property tax bill for 2 Hidden Meadow Ct was $4,248, up 11% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,248.00 (+11.03%)	$73,831	$388,582 Land $75,000 Building $313,582
2024	$3,826.00
2023		$64,541
2022			$339,688 Land $55,000 Building $284,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Hidden Meadow Ct in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Hidden Meadow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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