Somerset County and Branchburg Township property record for 2 Heritage Ct, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 3,839 sqft · built 2002 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,445,000 (Sep 2026) |
| Tax Bill | $18,160 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00020-07-00025-17 |
| Primary APN | 05-00020-07-00025-17 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,839 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,886 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2 HERITAGE CT |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-3478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Subdivision | HIGHLANDS 02 |
| Legal Block | 20.7 |
| Legal Lot Number | 25.17 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRANCHBURG |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 53603 |
2 Heritage Ct is owned and occupied by two individuals who bought it in September 2026.
Source: Somerset County and Branchburg Township records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 HERITAGE CT, SOMERVILLE, NJ 08876-3478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Dec 5, 2018 | Deed of Trust, Mortgage · ARM UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Jun 20, 2006 · Amount on File |
| Deed Document Number | 202626338 |
| Deed Book / Page | 7703 / 620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 15, 2026 |
| Property Address | 2 HERITAGE CT, SOMERVILLE, NJ 08876-3478 |
| Document Number | 0000026338 |
| Book / Page | 7703 / 620 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202626338 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | FIRST LEGACY GROUP TITLE AND ABSTRACT, FIRST LEGACY GROUP TITLE & ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145,945.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 HERITAGE CT, SOMERVILLE, NJ 08876-3478 |
| Document Number | 0000026339, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202626339 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 2 HERITAGE CT, SOMERVILLE, NJ 08876-3478 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | LENDERLIVE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000045045 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 7087/0683 |
| Instrument | 2018045045 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 2 Heritage Ct was $18,160, up 6.8% from the year before.
Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Branchburg Township |
| Unified School District | Branchburg Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,700 (+6.79%) Land $199,900 Building $934,800 | $1,134,700 (+6.79%) Land $199,900 Building $934,800 | |
| 2025 | $18,160.00 (+6.82%) | $1,062,600 Land $199,900 Building $862,700 | $1,062,600 Land $199,900 Building $862,700 |
| 2024 | $17,000.00 | ||
| 2023 | $864,300 Land $199,900 Building $664,400 | $864,300 Land $199,900 Building $664,400 | |
| 2022 | $16,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Heritage Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1982–2021) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Heritage Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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