2 Hemlock Trl, Oxford, CT 06478 Property Records

Oxford Town property record for 2 Hemlock Trl, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,756 sqft · built 2024
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2022)
Tax Bill	$6,197 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P0289600`

Property Details

APN / Parcel Number

Primary APN	`P0289600`
Alternative APNs	`OXFO M:15 B:55 L:73` `OXFD M:15 B:55 L:73`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	P0289600
Street Address	2 HEMLOCK TRL
City	OXFORD
State	CT
Zip	06478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	55
Legal Lot Number	73
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1007
Census Tract	346102

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 HEMLOCK TRL, OXFORD, CT 06478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 10, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2022	Warranty Deed, Transfer NONE AVILABALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Book / Page	461 / 71
Last Transfer Date	Nov 7, 2025
Transfer Doc	000481-803
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	2 HEMLOCK TRL, OXFORD, CT 06478
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000483-109
Date	Feb 2, 2026
Book Page	483/109
Instrument	1303920023

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Index	1-Year CMT

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Nov 10, 2025
Property Address	2 HEMLOCK TRL, OXFORD, CT 06478
Document Number	000481-803
Book / Page	481 / 803
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Oct 14, 2025
Property Address	2 HEMLOCK TRL, OXFORD, CT 06478
Document Number	000481-157
Book / Page	481 / 157
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Jun 21, 2022
Property Address	2 HEMLOCK TRL, OXFORD, CT 06478-1728
Document Number	0000461-71
Book / Page	461 / 71
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Jul 15, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,197.00 (+108.79%)	$301,560 (+103.3%) Land $56,280 Building $245,280	$502,355 (+383.82%)
2025	$2,968.00	$148,330 (+422.29%) Land $28,140 Building $120,190	$103,831 Land $19,698 Building $84,133
2024	$2,968.00 (+326.44%)
2023	$696.00	$28,400 Land $28,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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